Personal Risk Management Planning

What is personal risk planning? Why Do I need a risk plan?

Most people either have done financial planning, or have at least heard of it. And it is common knowledge that large multinational corporations do risk management which consists of analyzing their current risks, and creating a business continuity plan. At ALC Risk Solutions our goal is to make everyone aware risk management and risk planning, and to make it affordable to have a personal continuity plan in place, in case of unexpected events. The best part for you, is that this plan comes free of charge when you become a client of ALC Risk Solutions.

Andrew Cohn, the founder of ALC Risk Solutions worked for both a financial planning firm, and commercial insurance agency. Through his training, he saw that there were great things going on at both places. Financial planners do a great job helping middle and upper class individuals understand their current personal financial situation, and help them to plan for unforeseen financial pitfalls, and to obtain their personal financial goals. In this process they touch slightly on the personal risk management side, or the insurance side, but their main focus on this is to sell disability, long term care and life insurance products to the potential financial plan purchaser. ALC Risk Solutions will have a focus on your life, disability, long term care and health insurance policies as well, but where separate ourselves from the financial planner, is that we will delve much more deeply into your other insurance policies including your homeowners insurance, auto insurance, boat insurance, umbrella insurance and any other insurance in your name. We will analyze these policies and their limits along with your personal finances to determine if your liability limits will adequately protect you and your family.

ALC Risk Solutions can provide personal risk assessments and personal risk management plans for individuals and families throughout Florida by answering questions and discussing policies over the phone and through email. However, at ALC Risk Solutions we prefer to meet with individuals in person either at their place of business or home. This will give us a better opportunity to review all of your insurance policies with you and point out specific terms and conditions which we can make recommendations on.

Remember, this personal risk plan is absolutely free to you when you decide to purchase insurance from ALC Risk Solutions. In Miami, and other parts of South Florida, there are very few companies writing homeowners or condominium insurance policies. So if the premium is the same price, why not get a free personal risk plan and assessment by writing that insurance with us? Contact Andrew Cohn at ALC Risk Solutions for more information, (786) 382-6833 or acohn@alcrisk.com